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	<title>Comments on: How I Plan to Save Money on Holiday Gifts with My Discover Card</title>
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	<description>inquisitive and presumptuous</description>
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		<title>By: Ms. Smarty Pants Know It All &#187; The Discover Card Cash Back Holiday Spending Plan (Conclusion)</title>
		<link>http://ms.smartypantsknowitall.com/archives/812/comment-page-1#comment-6732</link>
		<dc:creator>Ms. Smarty Pants Know It All &#187; The Discover Card Cash Back Holiday Spending Plan (Conclusion)</dc:creator>
		<pubDate>Sat, 28 Nov 2009 05:05:51 +0000</pubDate>
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		<description>[...] year, I felt I spent too much money on Christmas presents. I decided to see if I could focus on using my Discover Card cash back amount to stave off the January how-much-do-I-owe!? shock this [...]</description>
		<content:encoded><![CDATA[<p>[...] year, I felt I spent too much money on Christmas presents. I decided to see if I could focus on using my Discover Card cash back amount to stave off the January how-much-do-I-owe!? shock this [...]</p>
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		<title>By: Ms. Smarty Pants Know It All &#187; The Discover Card Savings Plan Update</title>
		<link>http://ms.smartypantsknowitall.com/archives/812/comment-page-1#comment-2898</link>
		<dc:creator>Ms. Smarty Pants Know It All &#187; The Discover Card Savings Plan Update</dc:creator>
		<pubDate>Tue, 28 Apr 2009 22:23:17 +0000</pubDate>
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		<description>[...] I spent more than I had originally intended on holiday gifts last year, I decided to conscientiously use my Discover Card to rack up cash back savings to use on this year&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] I spent more than I had originally intended on holiday gifts last year, I decided to conscientiously use my Discover Card to rack up cash back savings to use on this year&#8217;s [...]</p>
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		<title>By: Ms. SP</title>
		<link>http://ms.smartypantsknowitall.com/archives/812/comment-page-1#comment-664</link>
		<dc:creator>Ms. SP</dc:creator>
		<pubDate>Wed, 14 Jan 2009 03:06:23 +0000</pubDate>
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		<description>&lt;strong&gt;Griot&lt;/strong&gt;, urg, that&#039;s too bad. The proverbial They always say that we shouldn&#039;t take bonuses and refunds into our budget considerations, but even if I know that, I still do. I don&#039;t think it&#039;s psychologically possible to ignore them.

I&#039;m hoping that my new plan is going to work much better than my whoops-did-I-really-spend-that-much? plan of 2008.</description>
		<content:encoded><![CDATA[<p><strong>Griot</strong>, urg, that&#8217;s too bad. The proverbial They always say that we shouldn&#8217;t take bonuses and refunds into our budget considerations, but even if I know that, I still do. I don&#8217;t think it&#8217;s psychologically possible to ignore them.</p>
<p>I&#8217;m hoping that my new plan is going to work much better than my whoops-did-I-really-spend-that-much? plan of 2008.</p>
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		<title>By: griot aka michele</title>
		<link>http://ms.smartypantsknowitall.com/archives/812/comment-page-1#comment-661</link>
		<dc:creator>griot aka michele</dc:creator>
		<pubDate>Tue, 13 Jan 2009 16:36:42 +0000</pubDate>
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		<description>I think this plan is infinitely better than my charge-Christmas-in-anticipation-of-hubby&#039;s-bonus-check-in-January plan.  Especially since there will be no bonus check this year.</description>
		<content:encoded><![CDATA[<p>I think this plan is infinitely better than my charge-Christmas-in-anticipation-of-hubby&#8217;s-bonus-check-in-January plan.  Especially since there will be no bonus check this year.</p>
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		<title>By: Festival of Frugality #160 - Credit Withdrawal - Helping You Kick the Credit Habit</title>
		<link>http://ms.smartypantsknowitall.com/archives/812/comment-page-1#comment-658</link>
		<dc:creator>Festival of Frugality #160 - Credit Withdrawal - Helping You Kick the Credit Habit</dc:creator>
		<pubDate>Tue, 13 Jan 2009 06:06:38 +0000</pubDate>
		<guid isPermaLink="false">http://ms.smartypantsknowitall.com/?p=812#comment-658</guid>
		<description>[...] Smarty Pants presents How I Plan to Save Money on Holiday Gifts with My Discover Card posted at Ms. Smarty Pants Know It [...]</description>
		<content:encoded><![CDATA[<p>[...] Smarty Pants presents How I Plan to Save Money on Holiday Gifts with My Discover Card posted at Ms. Smarty Pants Know It [...]</p>
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